Considering Filing for Bankruptcy in Oregon?

Understanding the Pros & Cons of Filing for Bankruptcy

Most people think of bankruptcy as a last resort, reserved only for when all other options fail. However, there are times when bankruptcy might be the most reasonable choice in getting your finances back on track. Bankruptcy is sometimes the only way to stop a wage or bank garnishment, repossession, or foreclosure. While declaring bankruptcy is often thought of as the last case scenario, it can actually be beneficial in the long run. The end result of filing for bankruptcy all depends on your situation and the type of bankruptcy you declare.

Filing for bankruptcy can help you by:

  • Completely or substantially eliminating credit card and other debts
  • Allowing you to schedule out payments for non-dischargeable tax debt
  • Letting you rework a vehicle that is worth less than what you owe
  • Providing alternatives to losing your home due to foreclosure
  • Stopping financially-detrimental wage or bank garnishment

When you’re facing huge, overwhelming debt, bankruptcy might be the best option. As Portland bankruptcy attorneys, we can help you understand the pros and cons of filing bankruptcy as they apply to your unique situation. Our firm can also assist you with weighing the different types of bankruptcy, including Chapter 13, and deciding which one may be right for you.

To find out how Wisehart Law, PC can help you, call (503) 850-2992.

A Seasoned Advocate in Your Corner

Struggling with substantial debt is difficult enough—filing bankruptcy on top of everything else can seem incredibly daunting. At Wisehart Law, PC, we're here to help you navigate the process. Thanks to our years of experience as Oregon bankruptcy lawyers, we have a thorough understanding of the area’s current bankruptcy laws. We can help you determine if filing Chapter 13 bankruptcy is right for you and will work with you to outline the potential outcomes of either.

Committed to Helping Clients in Oregon

Our Oregon bankruptcy firm is dedicated to assisting those in need. We’ve proudly helped hundreds of clients navigate the legal process of filing bankruptcy, conducting lengthy meetings and coordinating with service agencies. We’ve successfully helped a disabled veteran keep his childhood home by working through Chapter 13 bankruptcy and fighting for property tax debt forgiveness while simultaneously helping him devise a plan to avoid the same issue in the future with upcoming taxes. At Wisehart Law, PC, we understand that every situation is unique, and will work directly with you to address the details of your case. No matter how complex your circumstances, we can help you find your best option.

Schedule a free case review by contacting our firm at (503) 850-2992.


  • Wisehart Law, PC I highly recommend his services.

    - Justin Reynolds

  • Wisehart Law, PC Darin helped me through the entire bankruptcy process from start to finish.

    - Anonymous

  • Wisehart Law, PC This was a most painless process and I highly recommend Mr. Wisehart for any of his services.

    - Yvonne

  • Wisehart Law, PC Very professional, understanding, and easy to talk to.

    - Kim Padgett

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